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    • Workers Comp
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  • Workers Comp
  • Merchant Services
  • Food Online Ordering
  • Working Capital
  • Contact Us

4 options to be in compliance with workers comp

1) Owners - Be Exempt

2) Stand Alone Policy (SAP)

2) Stand Alone Policy (SAP)


  •  $50 Florida State fee
  •  7-30 days for eligibility 
  •  Renew every two years
  •  No need for workers comp
  •  Many contracts will required WC coverage
  •  If hired with exemption, less earnings
  •  Can't hire employees, if you get caught $1,000 1st offense, and $5,000 is assessed for every worker who has been falsely declared as an independent contractor.
  •  Stop Work Orders will be issued
  •  You can't get WC coverage until penalties & fees are paid
  •  If coverage is available, now the business  is higher risk and rates are higher

2) Stand Alone Policy (SAP)

2) Stand Alone Policy (SAP)

2) Stand Alone Policy (SAP)


  •  May not qualified due to no WC experience
  •  7-14 days for a proposal (if approved)
  •  Large deposits
  •  If you don't have the $$$ there are financing companies - more fees
  •  Annual Audits
  •  Cost is based on Estimate payroll
  •  There will be minimums
  •  Bigger payroll= Better discounts
  •  No Risk Management 
  •  When there is a claim, you are on your own to fight the claim
  •  Multiple claims and they will not renew you
  •  With multiple claims, many carriers will decline you

3) The State Pool ( The JUA, Travelers, LM)

3) The State Pool ( The JUA, Travelers, LM)

3) The State Pool ( The JUA, Travelers, LM)

  

  • Guaranteed Placement
  •  30-60 days for approval
  •  20lbs of paperwork- it's a headache
  •  Quarterly Filing, if late, penalties or get cancelled 
  •  Annual Audits
  •  Cost is based on Estimate payroll
  •  Lower minimums
  •  Tier Levels
  •  Surcharge on top of the standard rates
  •  You will pay 30%-45% more than the state rates

4) Workers Comp with Payroll

3) The State Pool ( The JUA, Travelers, LM)

3) The State Pool ( The JUA, Travelers, LM)


  •  No Large deposits
  •  Based on Actual payroll
  •  No quarterly filing
  •  No Annual Audits 
  •  Very low Minimums
  •  Better discounts on WC rates
  •  Risk Management 
  •  When there is a claim, they will fight with you
  •  You do NOT need a big payroll to qualify for discounts
  •  Flexible terms
  •  And so much more

Affordable Workers Comp

OUR SERVICES

Payroll & Tax Solutions

Payroll & Tax Solutions

Payroll & Tax Solutions

 Keeping up with payroll tax rates, can be a  headache,  not to mention risky.  Offsetting. Call us to show you how to reduce your Payroll Tax Liabilities

Workers Compensation

Payroll & Tax Solutions

Payroll & Tax Solutions

We have helped many business with Affordable Workers Comp and we can do the ame for your business. 1 employee to 100+, we have you covered.

Employee Benefits

Payroll & Tax Solutions

Employee Benefits

What works for one company doesn’t necessarily work for another. Creating a solution that fits your business needs.

HR Services

Risk & Management

Employee Benefits

We will show you how to lowers cost, while maximining your benefits fo the employees and be in compliance. 

HR Platforms

Risk & Management

Risk & Management

HR system for small and medium-sized businesses. Cloud based, easy reporting and mobile convenience. 

Risk & Management

Risk & Management

Risk & Management

Comprehensive Claims & Medical Management Programs

Some of our carriers

SOME OF OUR PARTNERS

Ready for some savings?

Ready for some savings?

888-514-6119

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Affordable Workers Comp

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