4 options to be in compliance with workers comp

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•  $50 Florida State fee
•  7-30 days for eligibility 
•  Renew every two years
•  No need for workers comp
•  Many contracts will required WC coverage
•  If hired with exemption, less earnings
•  Can't hire employees, if you get caught $1,000 1st offense, and $5,000 is assessed for every worker who has been falsely declared as an independent contractor.
•  Stop Work Orders will be issued
•  You can't get WC coverage until penalties & fees are paid
•  If coverage is available, now the business  is higher risk and rates are higher

•  May not qualified due to no WC experience
•  7-14 days for a proposal (if approved)
•  Large deposits
•  If you don't have the $$$ there are financing companies - more fees
•  Annual Audits
•  Cost is based on Estimate payroll
•  There will be minimums
•  Bigger payroll= Better discounts
•  No Risk Management 
•  When there is a claim, you are on your own to fight the claim
•  Multiple claims and they will not renew you
•  With multiple claims, many carriers will decline you

• Guaranteed Placement
•  30-60 days for approval
•  20lbs of paperwork- it's a headache
•  Quarterly Filing, if late, penalties or get cancelled 
•  Annual Audits
•  Cost is based on Estimate payroll
•  Lower minimums
•  Tier Levels
•  Surcharge on top of the standard rates
•  You will pay 30%-45% more than the state rates

•  No Large deposits
•  Based on Actual payroll
•  No quarterly filing
•  No Annual Audits 
•  Very low Minimums
•  Better discounts on WC rates
•  Risk Management 
•  When there is a claim, they will fight with you
•  You do NOT need a big payroll to qualify for discounts
•  Flexible terms
•  And so much more

 Keeping up with payroll tax rates, can be a  headache,  not to mention risky.  Offsetting. Call us to show you how to reduce your Payroll Tax Liabilities

We have helped many business with Affordable Workers Comp and we can do the ame for your business. 1 employee to 100+, we have you covered.

What works for one company doesn’t necessarily work for another. Creating a solution that fits your business needs.

We will show you how to lowers cost, while maximining your benefits fo the employees and be in compliance. 

HR system for small and medium-sized businesses. Cloud based, easy reporting and mobile convenience. 

Comprehensive Claims & Medical Management Programs